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Why Lockhart Roofs Face Unique Weather Challenges

Lockhart sits in the heart of Caldwell County where Central Texas weather hits roofs hard. Spring brings severe thunderstorms with golf ball sized hail that cracks shingles and dents metal roofing. Summer heat climbs past 100 degrees for weeks, baking asphalt shingles until they curl and crack. Fall winds gust strong enough to lift loose flashing and tear off damaged sections. Winter freezes arrive without warning, splitting tiles and creating ice dams in valleys.

The clay soil under Lockhart homes shifts with every drought and rain cycle. Foundations settle unevenly, putting stress on roof structures and opening gaps where water enters. Older homes near downtown and around the courthouse square have wood decking that needs inspection before any roof installation begins. Ranch style homes common in neighborhoods off Highway 183 have low slope sections that pool water during heavy rain.

Texas building codes require specific wind ratings and attachment methods based on our location in wind zone. Every roof system must handle the temperature swings between our coldest winter nights and hottest summer afternoons. These conditions demand proper ventilation, quality underlayment, and fastening patterns that exceed minimum code requirements.

About Us

Why Lockhart Homeowners Choose Summit Roofing San Antonio

Summit Roofing San Antonio has worked on hundreds of Lockhart roofs, from historic homes near downtown to new construction in growing subdivisions. We know the difference between storm damage and normal wear. We understand how to navigate insurance claims when hail hits your neighborhood. We show up when we say we will, finish projects on schedule, and clean up completely before we leave your property.

Our crews handle every roof construction phase without subcontracting to strangers. We tear off old materials, inspect and repair decking, install high quality underlayment, and apply new shingles or metal panels using manufacturer approved techniques. We pull permits, schedule inspections, and guarantee our work with warranties that protect your investment.

Most roofing companies send salespeople who have never installed a roof. Our estimates come from experienced installers who spot problems other companies miss. We measure accurately, calculate materials correctly, and price jobs fairly without surprise charges. We explain what your roof needs and why, then let you make informed decisions about materials and timing.

Lockhart homeowners deal with enough stress when roof problems appear. We reduce that stress by answering calls promptly, providing clear timelines, and keeping you informed throughout the project. We treat your property with respect, protect landscaping and driveways during tear off, and leave your home cleaner than we found it. When storms damage roofs across Caldwell County, we prioritize emergency repairs to prevent further water damage while scheduling complete replacements.

Direct Crew Communication

You work directly with the crew chief who installs your roof, not a salesperson who disappears after signing. This eliminates miscommunication and ensures your questions get answered by someone who knows your specific roof construction. Our installers have your phone number and permission to call with updates or concerns during the project.

Insurance Claims Expertise

We document storm damage thoroughly and work with your insurance adjuster to ensure you receive fair compensation. Our detailed estimates match insurance requirements and our experience with claims helps homeowners avoid common pitfalls that delay approval. We have helped dozens of Lockhart families navigate the claims process after hail storms.

Quality Material Standards

We install only manufacturer certified materials with proven performance in Texas weather. Our shingles meet impact resistance ratings for hail protection. Our underlayment exceeds code minimums for water barrier effectiveness. Our fasteners and flashing materials resist rust and wind uplift. We refuse to compromise on material quality to lower prices.

Caldwell County Knowledge

Years of roof work across Lockhart taught us which neighborhoods have specific challenges. We know the permit process at city hall, understand local inspection requirements, and recognize architectural styles that require special installation techniques. This local expertise prevents problems that out of town crews encounter on their first Lockhart project.

Our Services

Complete Roofing Services for Lockhart Properties

Summit Roofing San Antonio handles every type of roof work Lockhart homeowners need. We repair storm damage, replace failing roofs, and install new roof systems on additions and new construction. Our services cover residential properties from small ranch homes to large two story houses with complex roof lines.

Emergency roof repairs stop active leaks before water destroys ceilings and insulation. Complete roof replacements solve chronic problems and increase home value. New roof construction on additions matches existing materials and integrates flashing correctly. We work with asphalt shingles, metal roofing panels, and tile installations depending on your home's needs and your preferences.

Each service category requires different skills and approaches. Storm damage repair focuses on speed and temporary protection. Full replacements demand careful planning and material selection. New construction needs coordination with other trades and precise timing. We bring the right crew, tools, and materials for each type of roof work.

Fast Response Storm Damage and Leak Repair

When storms damage your roof or leaks appear suddenly, you need immediate help. We respond quickly to assess damage, tarp exposed areas, and perform temporary repairs that stop water intrusion. Our emergency service includes documentation for insurance claims and estimates for permanent repairs. We work on weekends and evenings when emergencies happen, protecting your home from further damage until complete roof work can begin.

Complete Tear Off and New Roof Installation

Full roof replacement solves chronic leak problems and updates outdated materials. We remove all old shingles and underlayment, inspect and repair roof decking, install new water barriers and flashing, then apply quality roofing materials properly fastened to resist Texas weather. Our replacement process includes proper ventilation, code compliant installation, and thorough cleanup. We schedule work to minimize disruption and complete projects efficiently with experienced crews.

New Build and Addition Roof Systems

Room additions and new home construction require roof systems designed and installed correctly from the start. We work with builders and homeowners to select appropriate materials, design proper drainage, and integrate new roofing with existing structures. Our new construction service includes detailed material specifications, coordination with framing schedules, and installation that passes inspection. We ensure flashing details and valley construction meet manufacturer requirements for warranty coverage.

Common Issues

Common Roofing Problems Lockhart Homeowners Face

Lockhart's location in Central Texas creates specific roof challenges that homeowners deal with repeatedly. Our climate swings between temperature extremes that age roofing materials faster than moderate climates. Storm patterns bring sudden hail and wind that damage even new roofs. The combination of intense sun exposure, severe weather events, and settling foundations causes problems that require professional attention.

Understanding these common issues helps homeowners recognize when roof work becomes necessary. Ignoring early warning signs leads to bigger problems and higher costs. Most roof damage starts small but spreads quickly once water finds a way through protective layers. Regular inspections catch problems before they cause interior damage.

Hail Impact Damage

Spring and early summer hailstorms crack shingles, dent metal flashing, and bruise the protective granules off asphalt roofing. This damage may not leak immediately but shortens roof life dramatically. Insurance companies require documentation within specific timeframes after storms, making prompt inspection critical for successful claims.

Wind Lifted Shingles

Texas wind gusts tear loose improperly fastened shingles and lift edges that were not sealed correctly. Older roofs become vulnerable as sealant strips age and adhesive fails. Missing or lifted shingles expose underlayment to sun damage and create entry points for water during the next rain.

Heat Related Deterioration

Months of 100 degree temperatures bake asphalt shingles until they become brittle and curl at the edges. UV radiation breaks down protective granules and weakens the asphalt mat underneath. South and west facing roof slopes age faster than shaded sections, creating uneven wear patterns across the same roof.

Flashing Failures

Metal flashing around chimneys, pipes, and wall intersections corrodes over time or pulls loose when house settling creates stress. Improperly installed flashing allows water to run under roofing materials and rot wood decking. Valley flashing failures cause concentrated water flow that overwhelms shingle protection during heavy rain.

What To Expect

What to Expect When Working With Summit Roofing San Antonio

Hiring a roofing contractor should not create more stress than the roof problem itself. We built our service process around clear communication, realistic timelines, and respect for your property. From the first phone call through final cleanup, you know what happens next and when it happens.

Our estimates include detailed explanations of necessary work and material choices. We point out problems during inspection and explain why specific repairs matter. We never pressure homeowners into unnecessary upgrades or use scare tactics about minor issues. We give you information needed to make good decisions about your roof investment.

During installation, we protect your property with ground tarps and magnetic sweeps for fallen nails. We clean up completely each day rather than leaving debris scattered across your yard. We communicate about any unexpected problems immediately instead of making decisions without your approval.

Thorough Initial Inspection and Documentation

We inspect your entire roof system, not just obvious problem areas. We photograph damage for your records and insurance claims. We check attic ventilation, look for interior water stains, and examine flashing details. Our written estimate describes specific work in clear language without confusing technical jargon. We explain material options and help you understand differences in quality and warranty coverage.

Realistic Scheduling and Project Management

We give you accurate timeframes for project completion based on roof size, weather forecast, and crew availability. We order materials in advance to avoid delays waiting for deliveries. We arrive when scheduled and work efficiently to complete jobs on time. If weather or unexpected problems cause delays, we communicate immediately and adjust the schedule. We never leave a roof torn off overnight unless absolutely necessary for safety.

Quality Installation and Complete Cleanup

Our crews follow manufacturer specifications for every installation step. We use proper fastener patterns, install flashing correctly, and ensure adequate ventilation. We inspect our own work before calling for building inspection. After passing final inspection, we walk your property with magnetic rollers to pick up nails and metal debris. We haul away all old materials and leave your yard clean.

How It Works

Our Straightforward Roofing Process in Lockhart

We keep the roofing process simple and transparent. Three main phases take you from damaged or failing roof to complete protection. Each phase has clear objectives and measurable completion points.

Inspection and Estimate

Call us at (726) 256-6199 to schedule a roof inspection. We examine your entire roof system, document damage with photos, and identify all necessary repairs. We provide a detailed written estimate explaining required work, material options, and project timeline. For insurance claims, we prepare documentation that meets adjuster requirements. We answer all questions and ensure you understand the scope before any work begins.

Installation and Construction

Once you approve the estimate, we order materials and schedule your project. Our crew arrives on schedule with all necessary equipment. We protect your property, remove old materials, inspect and repair decking, then install new roofing following manufacturer specifications. We maintain clean work areas and communicate about progress daily. We handle permit applications and coordinate required inspections with the city.

Final Inspection and Warranty

After completing installation, we perform our own quality inspection before scheduling the city building inspection. We walk your property to ensure complete cleanup and nail removal. We review warranty coverage and provide all documentation for your records. We stay available after project completion to address any questions or concerns. Your satisfaction determines our success, and we stand behind every roof we install.

Our Expertise

Understanding Roofing Standards and Requirements in Texas

Texas building codes mandate specific roofing requirements based on our wind zone designation and climate conditions. Lockhart falls under code provisions that require enhanced attachment methods and impact resistant materials in some insurance situations. Understanding these technical requirements helps homeowners make informed decisions about roof systems.

The International Residential Code adopted by Texas requires specific fastener patterns based on roof slope and wind exposure. Steep slope roofs need different attachment spacing than low slope applications. Edge zones around perimeters and ridges require additional fasteners because wind uplift forces concentrate in these areas. Every shingle must receive the correct number of nails placed in manufacturer specified locations.

Underlayment selection affects long term performance significantly. Basic felt paper meets minimum code but synthetic underlayment provides superior water resistance and durability. Ice and water shield belongs in valleys, around penetrations, and along eaves where ice dams could form during rare freeze events. Some insurance companies offer premium discounts for impact resistant shingles rated Class 4 for hail resistance.

Proper attic ventilation prevents heat buildup that degrades roofing materials from underneath. Balanced intake and exhaust ventilation extends shingle life and reduces cooling costs. Ridge vents combined with soffit vents create natural air flow without requiring electric fans. Inadequate ventilation voids some manufacturer warranties and causes premature shingle failure.

Flashing installation separates quality roof work from cheap installations. Step flashing along wall intersections must weave with each shingle course. Chimney flashing requires both step flashing and counter flashing embedded in mortar joints. Pipe boot flanges need sealant and proper shingle overlap. Valley flashing choices include metal panels or woven shingle techniques depending on roof design and water flow volume.

Wind Rating Requirements

Texas wind zones determine required shingle wind ratings and fastening patterns. Lockhart requires products tested to withstand sustained winds and gusts common to Central Texas storms. Proper installation techniques matter as much as product ratings. Shingles rated for high wind fail when installers use insufficient fasteners or improper placement. Our installations exceed minimum code requirements for attachment.

Project Cost Variables

Roof replacement costs depend on size, pitch, material selection, and existing condition. Steep roofs require safety equipment and take longer to install. Multiple story homes cost more than single story ranch houses. Extensive decking repair adds to base installation price. Quality materials cost more initially but last longer and perform better. We provide itemized estimates showing each cost component.

Quality Installation Standards Matter

Project Timeline Expectations

Most residential roof replacements take two to four days depending on size and complexity. Simple ranch homes may finish in one long day with good weather. Complex roof lines with multiple valleys and penetrations need more time. Weather delays happen and cannot be predicted perfectly. We schedule conservatively and communicate about any timeline changes. Rushing roof installation causes mistakes that create future problems.

Warranty and Certification Standards

Manufacturer warranties cover material defects but require certified installer status and proper installation techniques. We maintain certifications with major manufacturers and follow their specifications exactly. Our workmanship warranty covers installation quality separate from material coverage. Extended warranty options provide additional protection. We explain all warranty terms clearly and provide documentation for your records.

What Lockhart Homeowners Must Know About Roof Replacement Costs

Educational video explaining roof replacement processes, costs, and quality standards for Lockhart homeowners. Covers storm damage repair, insurance claims, material selection, and installation techniques specific to Central Texas weather conditions. Includes information about roofing codes, wind ratings, proper ventilation, and flashing details. Explains common roof problems in Caldwell County including hail damage, wind uplift, and heat deterioration. Provides realistic timeline expectations and cost variables for residential roof construction and repair projects.

Serving Lockhart and Surrounding Caldwell County Areas

Summit Roofing San Antonio serves all of Lockhart and the surrounding Caldwell County area. We have completed roof installations and repairs throughout the historic downtown district near the courthouse square where older homes require special attention to architectural details and existing structure conditions. The neighborhoods along Highway 183 heading toward Luling contain a mix of established properties and newer construction that need different roofing approaches.

East Lockhart near the high school and along FM 20 has seen significant residential growth in recent years. These newer subdivisions often have builder grade roofing that needs replacement after the first major hail storm. We work extensively in this area helping homeowners upgrade to better materials during insurance claim replacements. The older sections near Plum Creek require careful inspection because foundation settling affects roof structures over time.

West of downtown toward the San Marcos Highway, ranch properties and larger lots present unique roofing challenges. Metal roofing performs well in these areas because of its durability and fire resistance. We have installed standing seam metal and stone coated steel panels on numerous properties in this corridor. The areas around Clear Fork and Plum Creek occasionally experience localized flooding, making proper roof drainage design critical.

South Lockhart along Highway 142 toward McMahan contains both residential and agricultural properties. Homes in this area often have detached garages, workshops, and barns that need roofing attention alongside the main house. We handle complete property roofing projects that address all structures at once. The rural character of this area means homes sit on larger lots with mature trees that can drop branches during storms.

North of town along FM 1185 and near the airport, properties spread out with more land between neighbors. Wind exposure increases in open areas without tree protection, putting additional stress on roof systems. We recommend enhanced fastening patterns and higher wind rated materials for exposed locations. Our service area extends throughout Caldwell County to Dale, Martindale, and other small communities where quality roofing contractors are hard to find.

Frequently Asked Questions

Roof replacement expenses in Lockhart vary based on your home's size, material choice, and roof complexity. A standard asphalt shingle roof typically runs less than metal or tile options. Your roof's pitch, number of layers to remove, and any structural repairs needed affect the final price. Get three written estimates from local Lockhart contractors to compare. Most companies offer free inspections and detailed quotes. The investment protects your home for decades, so focus on quality materials and experienced installers rather than choosing the lowest bid.

Lockhart's hot summers, occasional hail, and high UV exposure demand durable roofing materials. Asphalt shingles remain the most popular choice because they handle heat well and come in impact-resistant varieties. Metal roofing excels in this climate, reflecting heat and lasting 40-50 years. Concrete or clay tiles withstand extreme weather but cost more upfront. Choose Class 4 impact-rated materials if hail concerns you. Light-colored or reflective options reduce cooling expenses. Your roof's slope and home style also influence which materials work best for your Lockhart property.

Most residential roof installations in Lockhart take 1-3 days for completion. A standard single-story home with asphalt shingles often finishes in one day with good weather. Two-story homes or complex roof designs need 2-3 days. Metal roofing takes slightly longer than shingles. Weather delays extend timelines, especially during spring storm season. Severe damage requiring deck repairs adds extra time. Your contractor should provide a specific timeline during the estimate. Plan for noise and limited home access during work hours. Quality installers work efficiently without rushing to ensure proper installation.

Roof replacement expenses in Lockhart vary based on your home's size, material choice, and roof complexity. A standard asphalt shingle roof typically runs less than metal or tile options. Your roof's pitch, number of layers to remove, and any structural repairs needed affect the final price. Get three written estimates from local Lockhart contractors to compare. Most companies offer free inspections and detailed quotes. The investment protects your home for decades, so focus on quality materials and experienced installers rather than choosing the lowest bid.

Lockhart's hot summers, occasional hail, and high UV exposure demand durable roofing materials. Asphalt shingles remain the most popular choice because they handle heat well and come in impact-resistant varieties. Metal roofing excels in this climate, reflecting heat and lasting 40-50 years. Concrete or clay tiles withstand extreme weather but cost more upfront. Choose Class 4 impact-rated materials if hail concerns you. Light-colored or reflective options reduce cooling expenses. Your roof's slope and home style also influence which materials work best for your Lockhart property.

Most residential roof installations in Lockhart take 1-3 days for completion. A standard single-story home with asphalt shingles often finishes in one day with good weather. Two-story homes or complex roof designs need 2-3 days. Metal roofing takes slightly longer than shingles. Weather delays extend timelines, especially during spring storm season. Severe damage requiring deck repairs adds extra time. Your contractor should provide a specific timeline during the estimate. Plan for noise and limited home access during work hours. Quality installers work efficiently without rushing to ensure proper installation.

Yes, you need a building permit for roof replacement in Lockhart. The City of Lockhart Building Department requires permits for all roof work beyond minor repairs. Your roofing contractor typically handles the permit application and fees as part of their service. The city inspects completed work to verify code compliance. Permits protect you by ensuring proper installation standards. Working without permits risks fines and complications when selling your home. Simple repairs like replacing a few shingles usually do not require permits. Contact Lockhart Building Services at 512-398-3461 to confirm requirements for your specific project.

Look for missing or cracked shingles after Lockhart storms. Hail creates circular dents or bruises on shingles that feel soft when pressed. Check for granule loss, which appears as dark spots where the protective coating wore away. Metal vents, flashing, and gutters often show visible dents. Inspect your yard for fallen shingle pieces or excessive granules in gutters. Document damage with photos and timestamps. Schedule a professional inspection within days of a storm. Roofing contractors trained in hail damage assessment provide detailed reports for your claim.

Asphalt shingle roofs in Lockhart typically last 15-25 years. Standard three-tab shingles last 15-20 years, while architectural shingles reach 20-25 years. Lockhart's intense sun and occasional hail reduce lifespan compared to milder climates. Proper attic ventilation extends your roof's life by preventing heat damage. Regular maintenance, prompt repairs, and quality installation add years to your roof. Trees rubbing against shingles or poor drainage shorten lifespan. Impact-resistant shingles withstand hail better and often last longer. Check your manufacturer's warranty for expected performance in Texas weather conditions.

Start by verifying the contractor holds proper credentials through the Texas Department of Licensing and Regulation. Check online reviews on Google, Better Business Bureau, and local Lockhart community pages. Ask neighbors and friends for referrals based on their experiences. Request references from recent Lockhart projects and contact them. Confirm the contractor carries liability coverage and workers' compensation. Look for membership in professional associations like the National Roofing Contractors Association. Get multiple written estimates comparing materials, warranties, and timelines. Avoid door-to-door solicitors who pressure immediate decisions after storms.

Your homeowners policy typically covers roof replacement if damage results from covered events like hail, wind, or fire. Age and maintenance history affect coverage. Policies often depreciate roofs older than 15-20 years, paying replacement cost value minus depreciation. Document storm damage immediately with photos and dates. File claims promptly, as delays complicate approval. Your insurance adjuster inspects damage before approving payment. Some policies require impact-resistant shingles for coverage in hail-prone areas. Review your policy details or call your agent to understand your specific coverage limits and deductible requirements.

Roof repair fixes specific damaged areas like replacing torn shingles or sealing leaks. Repairs work when damage affects less than 30% of your roof and the structure remains sound. Replacement removes your entire old roof and installs new materials. Choose replacement when your roof nears the end of its lifespan, has widespread damage, or requires frequent repairs. Replacement costs more upfront but provides decades of protection. Multiple repairs often total more than replacement over time. Your contractor assesses damage extent to recommend repair or replacement based on your roof's age and condition.

Schedule professional roof inspections twice yearly in Lockhart, ideally in spring and fall. These seasonal checks catch damage from summer heat and winter weather before problems worsen. Inspect after severe storms, especially hail events common in Central Texas. Look for obvious issues monthly during gutter cleaning. Older roofs need more frequent professional evaluations. Annual inspections suffice for newer roofs without visible problems. Early detection of missing shingles, leaks, or flashing damage prevents expensive interior damage. Most Lockhart roofers offer free inspections. Document findings with photos to track changes over time and support future claims.

Yes, you need a building permit for roof replacement in Lockhart. The City of Lockhart Building Department requires permits for all roof work beyond minor repairs. Your roofing contractor typically handles the permit application and fees as part of their service. The city inspects completed work to verify code compliance. Permits protect you by ensuring proper installation standards. Working without permits risks fines and complications when selling your home. Simple repairs like replacing a few shingles usually do not require permits. Contact Lockhart Building Services at 512-398-3461 to confirm requirements for your specific project.

Look for missing or cracked shingles after Lockhart storms. Hail creates circular dents or bruises on shingles that feel soft when pressed. Check for granule loss, which appears as dark spots where the protective coating wore away. Metal vents, flashing, and gutters often show visible dents. Inspect your yard for fallen shingle pieces or excessive granules in gutters. Document damage with photos and timestamps. Schedule a professional inspection within days of a storm. Roofing contractors trained in hail damage assessment provide detailed reports for your claim.

Asphalt shingle roofs in Lockhart typically last 15-25 years. Standard three-tab shingles last 15-20 years, while architectural shingles reach 20-25 years. Lockhart's intense sun and occasional hail reduce lifespan compared to milder climates. Proper attic ventilation extends your roof's life by preventing heat damage. Regular maintenance, prompt repairs, and quality installation add years to your roof. Trees rubbing against shingles or poor drainage shorten lifespan. Impact-resistant shingles withstand hail better and often last longer. Check your manufacturer's warranty for expected performance in Texas weather conditions.

Start by verifying the contractor holds proper credentials through the Texas Department of Licensing and Regulation. Check online reviews on Google, Better Business Bureau, and local Lockhart community pages. Ask neighbors and friends for referrals based on their experiences. Request references from recent Lockhart projects and contact them. Confirm the contractor carries liability coverage and workers' compensation. Look for membership in professional associations like the National Roofing Contractors Association. Get multiple written estimates comparing materials, warranties, and timelines. Avoid door-to-door solicitors who pressure immediate decisions after storms.

Your homeowners policy typically covers roof replacement if damage results from covered events like hail, wind, or fire. Age and maintenance history affect coverage. Policies often depreciate roofs older than 15-20 years, paying replacement cost value minus depreciation. Document storm damage immediately with photos and dates. File claims promptly, as delays complicate approval. Your insurance adjuster inspects damage before approving payment. Some policies require impact-resistant shingles for coverage in hail-prone areas. Review your policy details or call your agent to understand your specific coverage limits and deductible requirements.

Roof repair fixes specific damaged areas like replacing torn shingles or sealing leaks. Repairs work when damage affects less than 30% of your roof and the structure remains sound. Replacement removes your entire old roof and installs new materials. Choose replacement when your roof nears the end of its lifespan, has widespread damage, or requires frequent repairs. Replacement costs more upfront but provides decades of protection. Multiple repairs often total more than replacement over time. Your contractor assesses damage extent to recommend repair or replacement based on your roof's age and condition.

Schedule professional roof inspections twice yearly in Lockhart, ideally in spring and fall. These seasonal checks catch damage from summer heat and winter weather before problems worsen. Inspect after severe storms, especially hail events common in Central Texas. Look for obvious issues monthly during gutter cleaning. Older roofs need more frequent professional evaluations. Annual inspections suffice for newer roofs without visible problems. Early detection of missing shingles, leaks, or flashing damage prevents expensive interior damage. Most Lockhart roofers offer free inspections. Document findings with photos to track changes over time and support future claims.

Roofing Services in The San Antonio Area

Explore our service coverage in and around San Antonio using the map below. Summit proudly serves residential and commercial clients throughout the region. Whether you're in the heart of the city or in the nearby suburbs, we’re just a call away. We make it easy to reach us for inspections, quotes, or emergency assistance. Your trusted roofing team is always nearby.

Address:
Lockhart, TX, 78644

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Get Your Free Lockhart Roof Inspection Today

Do not wait until a small leak becomes major damage. Call Summit Roofing San Antonio at (726) 256-6199 for a thorough roof inspection and honest assessment. We provide free estimates, work with insurance claims, and schedule projects quickly to protect your Lockhart home.